BAQ – Insurance

Business Assessment Questionnaire – Insurance


    Do you carry liability insurance at the levels prescribed by law?

    Do you carry liability insurance at the levels prescribed by your customer(s)?

    Should you have Errors & Omissions insurance (for professionals in accounting, finance, & law)?

    If so, do you have it?

    Should you have Malpractice insurance (for professionals in health care and law)?

    If so, do you have it?

    Would you ever need a fidelity bond (to insure against employees stealing while in a customer’s home)?

    Would you ever need a surety or performance bond (to ensure you complete the work you start)?

    Who is(are) your insurance agent(s)?

    Who is(are) your insurance carrier(s) (company)?

    Do you have any workers who are so valuable to the business that the business would falter if they left?

    Do you offer health insurance to ANY company employees?

    If so, is the insurance offered to ALL employees who work more than 25 hours a week?

    How many employees receive company-provided health insurance?

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